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Ruiz Household

ActiveClient

Elena Ruiz · Primary Contact

Young's Insurance · Assigned Agent Peter Collins

Advisor Rachel MorganNavigator Nora BennettMember since March 2023Last activity Today, 10:42 AM
82/100

HOUSEHOLD INTELLIGENCE

Household Score

Good Standing

Organizational health across five household categories. Life Stage: Established

P&C

25% weight

90

Umbrella coverage not on file

Health & Life

25% weight

85

Verified household context

Financial

25% weight

80

Verified household context

Tax

10% weight

85

Verified household context

Estate

15% weight

65

Guardian relationship requires verification

Policies3 Active

HOUSEHOLD WORKSPACE

Needs Attention

1At RiskAddress & Coverage UpdateSR-1187 · P&C Service Team · 4h SLA
2Due SoonAnnual Household ReviewREV-2048 · Nora Bennett · Aug 28
3In ProgressDocument VerificationTSK-6631 · Peter Collins · Aug 23
4In ProgressHomeowners Policy RenewalREN-3092 · Peter Collins · Sep 12

HOUSEHOLD WORKSPACE

Household Summary

Primary Contact

Elena Ruiz

Relationship Source

Agency referral

Verification State

Verified Aug 12, 2026

Member Since

March 2023

Last Activity

Today, 10:42 AM

Agency

Young's Insurance

HOUSEHOLD WORKSPACE

Household Members

ERElena RuizPrimary Account Holder · Age 52
CRCarlos RuizSpouse / Partner · Age 50
SRSofia RuizDependent / Minor · Age 16

HOUSEHOLD WORKSPACE

Assigned Relationships

PCPeter CollinsAssigned Agent
RMRachel MorganFinancial Advisor
NBNora BennettNavigator
OGOwen GrantTax Professional · Restricted

HOUSEHOLD WORKSPACE

Household Protection & Preparedness

P&C

90/100

Strong

Homeowners + 2 auto policies current

Health & Life

85/100

Strong

Health plan and primary life coverage active

Financial

80/100

Building

Retirement account and match verified

Tax

85/100

Strong

Federal and state returns filed

Estate

65/100

Needs Attention

Guardian record requires verification

HOUSEHOLD WORKSPACE

Open Work & Service

SR-1187Address & Coverage UpdateP&C Service Team4h SLAAt Risk
REV-2048Annual Household ReviewNora BennettAug 28Due Soon
TSK-6631Document VerificationPeter CollinsAug 23In Progress
REN-3092Homeowners Policy RenewalPeter CollinsSep 12In Progress
TSK-6654Beneficiary Review Follow-upRachel MorganSep 18Open

HOUSEHOLD WORKSPACE

Active Policies

View all 3 →
Homeowners PolicyPOL-HO-7711 · Travelers · Renews Sep 12, 2026Auto PolicyPOL-AU-3384 · Progressive · Renews Jan 18, 2027Life CoveragePOL-LF-9008 · Guardian Life · Renews Apr 04, 2027

HOUSEHOLD WORKSPACE

Annual Review

Due Soon

Annual Household Review

REV-2048 · Due Aug 28, 2026

HOUSEHOLD WORKSPACE

Opportunities

Needs Agent Review

Umbrella Coverage Review

WHY THIS EXISTS

Household coverage context indicates a liability coverage review may be appropriate.

Referral Required

Retirement Planning Conversation

WHY THIS EXISTS

Household has an active retirement-planning goal and no current retirement planning engagement.

HOUSEHOLD WORKSPACE

Recent Household Activity

Document uploadedToday, 10:42 AM · DOC-4412
Request routedToday, 10:18 AM · SR-1187
Professional contacted householdYesterday, 3:24 PM · OPP-2104

HOUSEHOLD WORKSPACE

Upcoming Work

AUG28Annual Household Review
SEP05Policy Renewal Consultation
SEP12Homeowners Renewal